@charset "UTF-8";
:root{--ink:#122735;--muted:#536571;--line:#d5dfe4;--paper:#fff;--canvas:#f2f5f7;--lime:#d7f564;--blue:#246b87;--green:#2e7856;--radius:14px;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--canvas);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;font-size:16px;line-height:1.6}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select{-webkit-tap-highlight-color:transparent}:focus-visible{outline:3px solid #256bcb;outline-offset:4px}button{cursor:pointer}.wrap{max-width:1184px;margin:auto;padding-left:32px;padding-right:32px}.skip{position:absolute;left:12px;top:-100px;background:white;padding:12px;z-index:10}.skip:focus{top:12px}.header{min-height:94px;display:flex;justify-content:space-between;align-items:center;gap:22px;border-bottom:1px solid var(--line)}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:750;text-decoration:none;font-size:19px;letter-spacing:-.5px}.brandmark{background:var(--ink);color:var(--lime);width:35px;height:35px;display:grid;place-items:center;border-radius:6px;font-size:27px;line-height:1;letter-spacing:-3px;padding-right:3px}.header nav{display:flex;gap:28px;font-size:14px;font-weight:650}.header nav a{text-decoration:none}.header nav a:hover{color:var(--blue);text-decoration:underline}.intro{padding:48px 0 35px;display:grid;grid-template-columns:1.35fr 1fr;gap:55px;align-items:end}.eyebrow{font-size:12px;font-weight:750;letter-spacing:1.7px;margin:0 0 12px}h1,h2,h3{line-height:1.14;letter-spacing:-1.1px}h1{font-size:clamp(34px,4vw,48px);margin:0;font-weight:750}.intro>p{max-width:380px;margin:0 0 3px;font-size:18px;color:var(--muted);line-height:1.65}.calculator{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--paper);box-shadow:0 14px 34px #10243106}.inputs{padding:30px 34px}.section-heading{display:flex;justify-content:space-between;align-items:center;gap:20px}.section-heading h2{font-size:24px;letter-spacing:-.6px;margin:0}.text-button{border:0;background:none;color:var(--muted);padding:4px;font-size:14px;text-decoration:underline}.muted{color:var(--muted);font-size:14px}.inputs>.muted{margin:10px 0 24px}label{display:block;font-weight:600;font-size:14px;margin:0 0 7px}input,select{min-width:0;width:100%;border:1px solid #bdcbd3;border-radius:7px;background:white;color:var(--ink);height:44px;padding:8px 12px}input:focus,select:focus{border-color:var(--blue)}input[aria-invalid=true]{border-color:#b3312a;background:#fff6f5}.duration{display:flex;align-items:center;justify-content:space-between;gap:14px;border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:22px}.duration label{margin:0}.unit-input{position:relative;max-width:145px}.unit-input input{padding-right:66px}.unit-input span{position:absolute;right:12px;top:10px;font-size:14px;color:var(--muted);pointer-events:none}fieldset{border:0;padding:0;margin:0 0 23px;min-width:0}fieldset:last-of-type{margin-bottom:0}legend{font-weight:750;font-size:17px;margin-bottom:16px;display:flex;align-items:center;gap:9px}.plan-letter{display:inline-grid;place-items:center;width:23px;height:23px;background:var(--canvas);border-radius:4px;font-size:12px;color:var(--blue)}fieldset+fieldset{border-top:1px solid var(--line);padding-top:20px}fieldset+fieldset legend{padding-top:14px;color:var(--green)}.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:14px 0}.money-input{position:relative}.money-input input{padding-left:27px}.money-input>span{position:absolute;left:12px;top:9px;color:var(--muted);pointer-events:none}.hint{font-size:12px;color:var(--muted);line-height:1.5;margin:8px 0 0}.results{padding:32px 36px;background:var(--ink);color:white;display:flex;flex-direction:column}.result-head{display:flex;align-items:center;justify-content:space-between;gap:12px}.result-head .eyebrow{margin:0;color:#c0d1db}.badge{font-size:12px;white-space:nowrap;border:1px solid #4c6170;border-radius:20px;padding:4px 10px;color:#d4e1e7}.result-lead{font-size:20px;line-height:1.4;margin:36px 0 0;color:#e0e8ec}.difference{color:var(--lime);font-size:clamp(42px,5vw,66px);font-weight:700;letter-spacing:-2.8px;line-height:1.14;margin:4px 0 8px;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.result-note{font-size:14px;color:#b9cbd6;margin:0 0 30px}.total-row{display:flex;justify-content:space-between;gap:12px;align-items:center;margin:0 0 9px;font-size:14px}.total-row>div{display:flex;align-items:center;gap:9px}.total-row strong{font-size:19px;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.legend-dot{width:7px;height:7px;border-radius:50%;flex-shrink:0}.subscription{background:#7ab7d5}.purchase{background:var(--lime)}.cost-bar{height:10px;border-radius:4px;background:#28414f;margin-bottom:22px;overflow:hidden}.cost-bar span{display:block;height:100%;border-radius:4px;transition:width .16s}.sub-bar{background:#7ab7d5}.buy-bar{background:var(--lime)}.breakdown{border-top:1px solid #3b515e;border-bottom:1px solid #3b515e;padding:17px 0;margin-top:5px}.breakdown>div{display:flex;justify-content:space-between;gap:12px;margin:4px 0;font-size:13px;color:#c2d0d9}.breakdown strong{color:#fff;font-weight:600}.accounting-note{font-size:13px;color:#c2d0d9;margin:15px 0 26px;line-height:1.6}.fine-note{margin-top:auto;padding:17px 0 0;border-top:1px solid #3b515e;font-size:13px;line-height:1.6;color:#c2d0d9}.fine-note strong{color:white;font-size:14px}.fine-note p{margin:6px 0 0}.form-error{color:#a62e23;font-size:14px;background:#fff2ef;padding:10px;border-radius:5px}.form-error[hidden]{display:none}.results[data-invalid=true] #result-summary,.results[data-invalid=true] .total-row,.results[data-invalid=true] .cost-bar,.results[data-invalid=true] .breakdown{opacity:.4}.guides{padding:65px 0 48px}.guides .section-heading{align-items:end;margin-bottom:24px}.guides h2{font-size:30px;max-width:500px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);border-radius:var(--radius);background:white;overflow:hidden}.guide-card{padding:28px;display:flex;flex-direction:column}.guide-card+.guide-card{border-left:1px solid var(--line)}.card-index{font-size:12px;letter-spacing:1.1px;font-weight:750;color:var(--muted)}.guide-card h3{font-size:23px;letter-spacing:-.5px;margin:18px 0 0}.guide-card p{font-size:15px;color:var(--muted);margin:16px 0 25px;line-height:1.65}.guide-card a{font-size:14px;font-weight:700;text-decoration:none;display:flex;justify-content:space-between;gap:8px;margin-top:auto}.guide-card a:hover{text-decoration:underline}.method-strip{padding:30px 0 42px;border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1.7fr auto;gap:30px;align-items:start}.method-strip h2{font-size:20px;letter-spacing:-.5px;margin:0}.method-strip p{font-size:14px;color:var(--muted);margin:0}.method-strip>a{font-size:14px;font-weight:650}.footer{padding-top:28px;padding-bottom:35px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:24px}.footer p{font-size:13px;color:var(--muted);margin:5px 0}.footer>div:last-child{display:flex;align-items:center;gap:22px;flex-wrap:wrap;font-size:13px;color:var(--muted)}.footer .brand{font-size:16px}.article{max-width:790px;padding-top:48px;padding-bottom:65px}.article h1{font-size:clamp(32px,4.5vw,47px);margin:16px 0 24px}.article .deck{font-size:20px;color:var(--muted);line-height:1.65;margin-bottom:26px}.article h2{font-size:25px;margin:36px 0 15px;letter-spacing:-.5px}.article h3{font-size:20px;margin:28px 0 12px;letter-spacing:-.3px}.article p,.article li{line-height:1.8}.article .meta{font-size:13px;color:var(--muted)}.article .back{font-size:14px;font-weight:650;color:var(--muted)}.callout{background:#e8eef2;border-left:3px solid var(--blue);padding:18px 22px;margin:26px 0;font-size:15px;border-radius:0 6px 6px 0}.callout p{margin:4px 0}.price-table{border-collapse:collapse;width:100%;font-size:14px;margin:24px 0}.price-table th{text-align:left;background:#e5edf1}.price-table td,.price-table th{padding:12px;border:1px solid var(--line);vertical-align:top}.table-scroll{overflow-x:auto}.article .source-list{font-size:14px;padding-left:20px}.article .source-list a{overflow-wrap:anywhere}.article .cta{display:inline-block;background:var(--ink);color:white;padding:11px 18px;border-radius:6px;text-decoration:none;font-weight:650;font-size:15px;margin-top:16px}.article .article-note{border-top:1px solid var(--line);padding-top:18px;margin-top:34px;color:var(--muted);font-size:14px}.article ul,.article ol{padding-left:23px}.article li{padding-left:3px;margin:8px 0}[hidden]{display:none!important}
@media(max-width:900px){.wrap{padding-left:24px;padding-right:24px}.inputs{padding:26px}.results{padding:28px}.intro{gap:30px}.guide-card{padding:23px}.method-strip{grid-template-columns:1fr 2fr}.method-strip>a{grid-column:2}.footer{flex-direction:column}.difference{font-size:52px}}
@media(max-width:680px){.wrap{padding-left:18px;padding-right:18px}.header{min-height:80px;gap:12px;flex-wrap:wrap;padding-top:16px;padding-bottom:15px}.brand{font-size:17px}.brandmark{width:29px;height:29px;font-size:23px}.header nav{gap:16px;font-size:13px;flex-wrap:wrap}.header nav a:last-child{display:none}.intro{padding:32px 0 24px;display:block}.intro>p{font-size:16px;margin-top:18px;max-width:100%}h1{font-size:36px}.calculator{display:flex;flex-direction:column}.inputs{padding:24px 22px}.results{padding:26px 24px}.result-lead{margin-top:26px}.difference{font-size:54px}.fine-note{margin-top:5px}.guides{padding-top:42px}.guides .section-heading{display:block}.guides .section-heading>.muted{display:block;margin-top:12px}.guides h2{font-size:27px}.guide-grid{grid-template-columns:1fr}.guide-card{padding:25px}.guide-card+.guide-card{border-left:0;border-top:1px solid var(--line)}.guide-card h3{margin-top:12px}.guide-card p{margin:12px 0 20px}.method-strip{grid-template-columns:1fr;gap:16px}.method-strip>a{grid-column:auto}.footer>div:last-child{gap:14px}.article{padding-top:30px}.article .deck{font-size:18px}.price-table{min-width:460px}.section-heading h2{font-size:22px}.field-pair{gap:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.cost-bar span{transition:none}}